Much Clearer

Sasha Frere-Jones explains the credit crisis:

when I arrived at the bank this morning, I discovered that my account had been “compromised.” Apparently, someone at the bank who never had any business touching my money in the first place lent it to someone with no money of their own who promised to give my bank even more money that nobody ever really had. This process, surprisingly, made everyone involved nervous, so they closed down the banks—and “firms,” which are sort of like your company, I think?—and went out for Cinnabons, which I have to pay for. Nobody knows where my money is.

This also might be the explanation for something else, but it's all equally confusing, so why not just go with it?